International individual investor terms and conditions

Important legal information

Please read this page before proceeding, it explains certain legal and regulatory restrictions applicable to the distribution of this information. It is your responsibility to inform yourselves of and to observe all applicable laws and regulations of the relevant jurisdiction.

This area of the website is for existing individual investors (or retail clients) in the Rathbone Luxembourg Funds SICAV.  If you are a financial adviser or professional investor, please go to the ‘Financial Adviser’ section of the website. You will be asked to accept just one more disclaimer.  The information provided in this site is directed at existing individual investors only. It does not constitute an offer to sell, or solicit an offer to purchase any investments by anyone in any jurisdiction in which such offer or solicitation is not authorised or in which a member of the Rathbones Group is not authorised to do so.

Rathbones Asset Management does not offer investment advice. If you have any doubt whether our products are suitable for you and you wish to obtain personal advice, please contact your investment adviser.

The information contained on this site is believed to be accurate at the date of publication but no warranty of accuracy is given and the information is subject to change without notice. Any opinions or estimates included herein constitute a judgement as of the date of publication and are subject to change without notice. Furthermore, no responsibility is accepted for the accuracy of any information contained within sites provided by third parties that may have links to or from our pages.

The Rathbone Luxembourg Funds SICAV (Société d'Investisement à Capital Variable) is authorised and regulated by the Commission de Surveillance du Secteur Financier (CSSF).  The Management Company is FundRock Management Company S.A. authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier. The Investment Manager is Rathbones Asset Management Limited ("RAM") is authorised and regulated by the Financial Conduct Authority and a member of the Investment Management Association. A member of the Rathbone Group.  Registered Office 30 Gresham Street, London EC2V 7QN. Registered in England No 02376568.

In particular, the information herein is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of United States persons (being resident in the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof).

Any personal information you may provide to us in response to this site may be retained to fulfil our legal and regulatory requirements, and to provide you with the products and/or services you have requested; such information will be subject to confidentiality requirements imposed on our employees.

Rathbones shall have no liability for any data transmission errors such as data loss, damage or alteration of any kind including, but not limited to, any direct, indirect or consequential damage arising out of the use of services provided or referred to in this website.

These pages are designed for non-UK tax-resident investors. You should note:

The value of investments and the income from them can fall as well as rise and you may not get back the amount originally invested, particularly if you do not continue with the investment over the longer term.

For the Rathbone Ethical Bond Fund, the Rathbone Income Fund, Rathbone Multi-Asset Strategic Growth Portfolio and the Rathbone Multi-Asset Total Return Portfolio, the annual management fee is currently charged to the capital of the Fund. This may accordingly restrict capital growth.

Changes in the rate of exchange between currencies may cause the value of an investment to go up or down.

Interest rate fluctuations are likely to affect the capital value of investments within bond funds. When long term interest rates rise the capital value of units is likely to fall and vice versa. The effect will be more apparent on funds that invest significantly in long dated securities. The value of capital and income will fluctuate as interest rates and credit ratings of the issuing companies change.

Tax levels and reliefs are those currently applicable and may change and the value of any tax advantage will depend on individual circumstances.

Investing in emerging markets or small companies may be potentially volatile, as these investments are high risk.

Performance data is sourced from Financial Express, calculated on a bid to bid (single strategy funds) and mid basis on our multi strategy funds, except where otherwise stated.

The design, text and images are owned, except as expressly stated by members of the Rathbone Group. They may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored or otherwise used in whole or in part or in any manner without the written consent of Rathbones except to the extent permitted and under the procedures specified in the copyright Designs and Patents Act 1988, as amended and then only with notices of Rathbones' rights.

How do I make a complaint?

If you have any queries or complaints about the operation of the fund should put them to the Compliance Officer, Rathbones Asset Management Limited, 30 Gresham Street, London EC2V 7QN. Any complaint we receive will be handled in accordance with our internal complaint procedures. A copy of these is available from the Compliance Officer. In the unlikely event that you do not receive a satisfactory response after contacting us you may direct your complaint to the Commission de Surveillance du Secteur Financier (CSSF). The CSSF postal address is 283 route d’Arlon, L-2991 Luxembourg and their email is direction@cssf.lu