How to invest

Make an informed decision.

If you buy an investment product based on financial advice and a recommendation, you should get a product that meets your needs and is suitable for your particular circumstances. Financial advice will depend on a number of factors such as what product you are looking for, your finances and your short and long-term goals.

If you have any questions about investing in Rathbone funds, and its suitability, a financial adviser can help you make an informed decision.

Find an adviser here

Please note that unbiased.co.uk bears no relation to Rathbones Asset Management Limited and we can take no responsibility for their opinions or advice.

Before you make any decisions, you must read the appropriate key investor information document and supplementary information document for important information about our equity, fixed income funds and multi-asset funds.

Our industry trade body, The Investment Association (IA), offer additional guidance on the charges and costs of investing. Please visit the IA website.

Execution only (invest without an adviser):

If you would like to invest without using the services of adviser, and you feel that you fully understand the risks involved, you can use an ‘execution only’ company such as Chelsea Financial Services, Hargreaves Lansdown and Elson Associates plc.

Please note that the websites listed above are no relation to Rathbones Asset Management Limited and we can take no responsibility for their opinions or advice.

Choose a suitable fund:

Do you want income, capital growth or a combination of both from your investment? Do you prefer a riskier investment with greater potential for growth, or a less volatile investment with slower, steadier growth?

Decide how much to invest, and when:

How much you invest is a very personal decision which must consider a number of things. Do you want a tax-free investment, or will you want fast access to your invested funds? You may favour a riskier approach to investing, but how much can you afford to lose?

useful documents and supporting information:

Please take a moment to read our guide to finding the information you might require from us at each stage of your investment journey. You can also download fund documents via our literature library.

To invest in our funds either:

Contact our dealing and valuations line on 0330 123 3810 between 9.00am and 5.00pm Monday to Friday, or visit our page below on distribution partners for one of the many fund platforms and life companies our funds are available through.
Invest in our funds by post. Download an application form from the relevant tab below.
You can download our ISA application forms from our literature library.

OUR DISTRIBUTION PARTNERS

For your convenience, we have listed some of our distribution partners below where you can find our fund range:

7IM
Aegon
AllFunds
EMBARK
Ascentric
Aviva
FundsNetwork
Hargreaves Lansdown
James Hay
Novia
Nucleus
Old Mutual Wealth Platform
Pershings
Standard Life Elevate
Standard Life Wrap
Transact

Note: Rathbones does not endorse or recommend any of the companies above. Please observe each site's privacy and cookie policies as well as their platform charges structure.

RATHBONES EQUITY / FIXED INCOME FUNDS APPLICATIONS

Please read the important information carefully before applying.

Essential supporting information

Application forms*

Equity and Fixed Income funds application form

I-Class (Individual Investor)

Prospectus

* You must read the appropriate key investor information document (KII) and the supplementary information document.
** Please make sure you have read the supplementary information document.

How do I pay for my investments?
Can we ask that ideally all payments for investments are made by electronic bank transfer (with the exception of ISA payments). The details on how to do this can be found on our application forms. However if by exception you need to send a cheque to us this must be sent to the address below please.

Where do I send completed application forms?

Please send all completed application forms to:

Rathbones Asset Management Limited
PO Box 9948
Chelmsford
CM99 2AG

RATHBONES MULTI-ASSET PORTFOLIO FUNDS (RMAP) APPLICATIONS

Please read the important information carefully before applying.

Rathbone Multi-Asset Portfolio Funds Supplementary information document (SID)

Multi-Asset application forms*

S class

Prospectus

Prospectus (Rathbone Multi Asset Portfolios Funds)

* You must read with the appropriate key investor information document (KII) and the supplementary information document.
** Please make sure you have read the supplementary information document.

Different investment limits and charges apply for ‘R’ class and ‘S’ class investments - please see the supplementary information document for more information.

Where do I send completed application forms?

Please send all completed application forms to:

Rathbones Asset Management Limited
PO Box 9948
Chelmsford
CM99 2AG

RATHBONE GREENBANK MULTI-ASSET PORTFOLIO FUNDS APPLICATIONS

Please read the important information carefully before applying.

Essential supporting information

Rathbone Greenbank Multi-Asset application form*

S class

Prospectus

Prospectus (Greenbank Multi-Asset Funds)

* You must read with the appropriate key investor information document (KIID) and the supplementary information document.
** Please make sure you have read the supplementary information document.

Where do I send completed application forms?

Please send all completed application forms to:

Rathbones Asset Management Limited
PO Box 9948
Chelmsford
CM99 2AG

ISA INVESTMENTS

What is an Individual Savings Account (ISA)?

An ISA is a 'wrapper' in which you can put different types of investments (components) without having to pay tax on the investment growth or interest produced in the case of the Rathbone Ethical Bond Fund. You can hold up to three types of investment within an ISA: stocks and shares (including unit trusts), cash and life insurance.

What is an ISA?

When you invest in our ISA, your money will buy units in one or more of our unit trusts. The monies are then invested in accordance with the fund's investment objectives.

The aim of our ISA (Individual Savings Account) is to generate income and/or capital growth within a tax-efficient environment.

Rathbones Asset Management does not offer a cash or life insurance ISA. To find out information about what types of ISA are available please read the supplementary information document for the appropriate product range and investment: Single Strategy Funds, or Multi-Asset Portfolios. For information on charges please read the key investor information document appropriate to your investment.

Charities, Pensions, ISAs and non-taxpayers can reclaim 20% tax on interest distributions within the Rathbone Ethical Bond Fund.

Subscriptions and eligibility

The ISA tax year runs from 6 April to 5 April the following year. In the current tax year 2024/2025 (from 6th April 2024) your allowance remains frozen at £20,000. Please download the appropriate forms and information below.

Document(s) to download for tax year 2024/2025:

Essential supporting information

ISA Application forms (tax year 2024/25)*

Single strategy ISA application forms

Multi-Asset ISA application form

S class

Greenbank Multi-Asset ISA application form

S class

Prospectus

* You must read with the appropriate key investor information document (KIID) and the supplementary information document.

** Different investment limits and charges apply across the share classes available. Please make sure you have read the supplementary information document.

Please send all completed application forms to:

Rathbones Asset Management Limited
PO Box 9948
Chelmsford
CM99 2AG

We have an ISA wrapper for each of the following unit trusts and multi-asset portfolios:

Unit trusts

Multi-asset portfolios

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How to invest

Make an informed decision.

Execution only (invest without an adviser):

Choose a suitable fund:

Decide how much to invest, and when:

useful documents and supporting information:

To invest in our funds either:

OUR DISTRIBUTION PARTNERS

RATHBONES EQUITY / FIXED INCOME FUNDS APPLICATIONS

RATHBONES MULTI-ASSET PORTFOLIO FUNDS (RMAP) APPLICATIONS

RATHBONE GREENBANK MULTI-ASSET PORTFOLIO FUNDS APPLICATIONS

ISA INVESTMENTS

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